Budget Mastery Programs Starting This Fall
Real skills for managing money better. We're opening three separate tracks this autumn, each designed around different financial situations people actually face. Whether you're handling household budgets or running a small business, these courses focus on practical categorization methods that work.
Personal Budget Foundations
Most people think budgeting means restriction. This eight-week course flips that idea. You'll learn how to categorize spending in ways that actually reveal opportunities rather than just highlighting problems. We cover expense tracking that doesn't feel like homework and category systems that adapt as your life changes.
Request Course InfoSmall Business Finance Categorization
Running a small business in Vietnam means dealing with mixed personal and business expenses, seasonal income fluctuations, and cash flow confusion. This ten-week program addresses those specific challenges. You'll develop category structures that work for tax time, understand what expenses actually matter for business health, and build systems you can maintain yourself.
Request Course InfoAdvanced Budget Analysis Methods
For people who already track expenses but want deeper insights. This course goes beyond basic categorization into trend analysis, seasonal pattern recognition, and forecasting approaches. We'll explore how to spot financial problems before they become serious and identify saving opportunities that aren't obvious from monthly reports.
Request Course InfoWhat Happens During Each Course
All our programs follow a similar structure, though the specific content varies. Here's how a typical course unfolds over its duration, with weekly sessions building on previous material.
Assessment and Setup
We start by looking at your current financial situation without judgment. Most people discover they're already doing some things right. These first sessions focus on understanding your actual spending patterns and identifying which categories matter most for your specific circumstances.
Building Your Category System
This is where the real work happens. You'll develop a categorization approach that matches how you actually spend money, not some theoretical ideal. We cover everything from deciding how detailed to get with subcategories to handling those expenses that could fit multiple places.
Practice and Refinement
Theory meets reality. You'll track actual expenses using your new system and we'll adjust what isn't working. This phase reveals the categories you forgot about and the ones you made too complicated. Most people simplify their initial approach during this stage.
Analysis and Planning
With a month or more of data collected, we focus on what it's telling you. You'll learn to spot patterns, identify areas where small changes could have meaningful impact, and develop habits for ongoing budget maintenance that don't require constant attention.
Who Teaches These Courses
Our instructors have spent years working with actual budgets in Vietnam's economic context. They understand the gap between textbook advice and what actually works when dealing with irregular income, family obligations, and local business realities.

Thao Phuong
Personal Finance Instructor
Thao spent twelve years helping families in Hai Phong sort out their finances. She knows how Vietnamese households actually function, not just the theory. Her approach focuses on practical category systems that people can maintain long after the course ends.

Linh Bao
Small Business Finance Specialist
Before teaching, Linh ran her own import business and dealt with every budget challenge small business owners face. She brings that real-world mess into the classroom. Her students appreciate that she's been exactly where they are now.
Questions About Course Content or Scheduling?
Each program has limited enrollment because we work closely with participants throughout the course. If you're considering joining one of these sessions, reach out now to discuss whether it matches what you're looking for.
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