Master Your Money Through Real-World Budget Skills
Our 8-month program teaches practical budget categorization techniques that help people in Vietnam build sustainable financial habits. You'll work with actual spending scenarios and learn methods real accountants use daily.
View September 2025 Schedule
Learn By Doing, Not Just Watching
Most financial courses throw theory at you and hope it sticks. We tried that approach back in 2023 and students felt lost within weeks. So we rebuilt everything around hands-on work.
Now each week brings new real-world scenarios — grocery budgets, rent calculations, emergency fund planning. You'll categorize actual transactions, spot common mistakes, and understand why certain approaches work better for Vietnamese households.
Weekly Practice Sessions
Every Tuesday evening, you'll tackle new budget challenges based on situations our instructors have encountered. Some are straightforward, others have hidden complications you'll need to identify.
Personal Feedback Loops
Submit your work by Thursday, get detailed notes by Saturday. We point out what works and where things could break down under different conditions.
Group Discussion Forums
Compare approaches with other students. You'll often find someone solved a problem differently, and both methods have merit depending on context.
What Eight Months Actually Covers
We break the program into four phases. Each builds on skills from the previous one, but you can take breaks between phases if life gets busy.
01
Months 1-2
Foundation Work
Start with basic categories — housing, food, transportation, utilities. Learn why splitting things too finely creates confusion, and why lumping everything together hides problems. Practice with simplified budgets before complexity arrives.
02
Months 3-4
Variable Income Challenges
Most Vietnamese families don't have perfectly steady paychecks. This phase teaches you to categorize when income fluctuates monthly. You'll plan for lean periods without panicking, and handle windfalls without letting them vanish.
03
Months 5-6
Shared Household Finances
Things get messy when multiple people contribute to expenses. We cover splitting costs fairly, tracking who paid what, and creating categories that work when grandparents, siblings, or extended family share living spaces.
04
Months 7-8
Long-Term Planning
Final phase connects daily budgeting to bigger goals. Save for property, prepare for kids' education, build retirement cushions. You'll create multi-year category systems that adapt as priorities shift over time.
Who Teaches This Program
Three professionals who've spent years helping Vietnamese families organize their money. They've seen what works and what causes headaches down the road.
Quynh Tran
Budget Systems Designer
Worked with over 200 families since 2019. Specializes in multi-generational household budgets where expenses overlap in complicated ways.
Minh Nguyen
Personal Finance Consultant
Ran his own accounting practice in Hai Phong for eight years. Knows typical income patterns for local businesses and salaried workers.
Lan Pham
Financial Education Specialist
Develops curriculum focused on realistic scenarios. Previously taught economics at high school level, shifted to adult education in 2022.
